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Is there a recommended bank for house mortgage?
honestly, the big ones like Bangkok Bank and SCB are fine but their rates can be a bit generic. if you have a decent down payment, try Krungsri (Bank of Ayudhya) or even Kiatnakin, they sometimes offer more flexible terms for foreigners or self-employed folks. also, don't sleep on the government housing bank (GHB) if your Thai is decent, their rates are often lower but the process is slower. just shop around with a copy of your income docs and see who gives you the best effective rate including fees, not just the advertised number
The key difference is usually how they treat foreign income. If your salary comes from outside Thailand, Bangkok Bank's "Elite" mortgage product is one of the few that actually counts that without needing a work permit. Most others want to see a Thai company paying you. Also check if the bank requires you to buy their insurance products to get the best rate, that's where the hidden cost is.
best som tam in Bangkok? Krua Dok Mai Kao 2026
yeah Krua Dok Mai Kao is solid but if you're up for a detour, try Som Tum Nua near Siam Square. their som tam pu pla ra is insane if you like the fermented fish sauce kick. way more pungent than the On Nut spot, just less grilled chicken options