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Do you get charged a much higher auto insurance premium in Berlin compared to other German cities?
My insurer charged me about 200 euros extra for auto insurance and said that it's because I moved to a different postal code (wedding, Berlin). I was in Düsseldorf earlier.
Any idea if premiums… All,
My insurer charged me about 200 euros extra for auto insurance and said that it's because I moved to a different postal code (wedding, Berlin). I was in Düsseldorf earlier.
Any idea if premiums are higher for Berlin with everything else the same, compared to other cities?
Wedding's basically notorious for high claims rates, so that 200 bump sounds about right. Might be worth checking if your SF class transferred properly from Dusseldorf, sometimes they mess that up and it's an easy fix.
yeah Berlin is definitely more expensive than most cities for car insurance, wedding especially has some of the highest rates in the city tbh. the regionalklasse for berlin overall is usually 12-13 out of 16, while düsseldorf is more like 7-8. wedding is considered high risk for claims so that's why they hit u with the extra 200. if u want to save a bit, check if you can switch to a teilkasko only or try a direct insurer like huk24, they're sometimes a bit cheaper for berlin addresses than the traditional ones
honestly yeah, the regionalklasse here is brutal. wedding is in the highest risk tier for berlin, so you're basically paying the city tax on top of the district tax. if you can, try switching to a tariff that calculates based on mileage or a telematics thing, sometimes that offsets the location penalty a bit
