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Stole my Credit Card and set up Samsung Pay - how?
I need to know how they got my credit card number - would they have needed access to my physical card or is it possible to do this another way (malware on my phone?). I have never set up any Samsung Pay accounts, but for 2-3 days prior I had workers in my house, attended an event at a hotel, went to a mall arcade with family and wore a VR headset for like 20 minutes (maybe then?), booked a rental car online, worked at shared work space, filled up on gas, groceries, Talabat, etc., Would any of these have exposed my card details to someone local? Would the electronics shop let me see their camera footage?
Any insights would be greatly appreciated.
honestly, they prob didn't need your physical card. card numbers get skimmed at POS terminals all the time, especially at smaller shops or gas stations with dodgy machines. the vr headset thing is a stretch, that's just a display unit.
the samsung pay setup is the weird part. they'd need your phone number too for the verification SMS, or maybe they cloned your sim. did u notice any weird texts or calls around that time? sometimes these guys call pretending to be your bank and ask for the OTP.
for the camera footage, the shop isnt gonna hand it over to u. you'd need to file a police report first and let them request it. but honestly, even the cops might not bother unless the amount is higher or the bank pushes it. just call your bank and get a new card issued, that's the fastest fix.
tbh the easiest way they got your number is prob a skimmer at one of those smaller shops or the gas station. most of the big places like malls and chain grocery stores have decent security but the random corner store or a shared workspace cafe? those are where people get hit. the number alone is enough to try adding it to samsung pay, they just need to guess the CVV or get it from the same skim.
the samsung pay part is the real issue though. they'd need your phone number for the SMS verification, so either they had access to your phone for a second or they did a sim swap. did your service cut out for a bit around that time? even 10 minutes of no signal could mean someone activated a new sim at a du or etisalat store with a fake ID. that's more common than people think.
for the camera, forget it. the electronics shop on its own won't show you anything. file a report at the nearest police station, al barsha or al raffa depending where you are, and take that report to the shop. even then they might say the system was down or the footage is only kept for 48 hours. just get the bank to issue a new card and ask them to flag your account for any new digital wallet setups in the future.
yeah the samsung pay thing is key - they def needed ur phone number at minimum, maybe even a one-time code sent to u. check if ur sim was swapped or if u got any random verification texts u ignored. the rental car place is sketchy sometimes, those online bookings store ur full card details. camera footage is a no-go without a police report and even then it's a pain, just focus on getting a new card and freezing everything for now
Dubai/Sharjah Road Scam?
damn u basically did a free taxi run to rak. thing is they usually target cars with a single guy driving & look for dubai plates so u look like u got somewhere to be. best move is roll ur window down like two inches, say u already called the cops for them & keep moving, dont even unlock the door
yeah that's a known one on e311 & the sharjah ring road, usually they wave you down near the adnoc or before the rta cameras claiming wallet got lifted. classic play is they ask for a lift to the next emirate then bail once you slow down, sometimes a second guy on a bike is tracking you. next time just call 999 or drop them at the nearest police point, don't let anyone in your car off the highway ngl
The RAK route is the tell. No one genuinely stranded on the ring road needs to get all the way to Ras Al Khaimah, that's a 90 minute drive. These guys work in pairs and the second car picks them up after they hop out, usually somewhere past the Al Sajaa junction or near the ADNOC on E311. If it happens again, tell them you'll drive them to the nearest police station and watch how fast the story changes.