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want to meet at fmd_good Forno Centrale
wants to eat something at fmd_goodForno Centrale
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wants to browse a market at fmd_goodCity Market
wants to browse a market at fmd_goodCity Market
wants to browse a market at fmd_goodCity Market
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Emergency Room Invoice Anxiety
yeah honestly don't stress too much, if you're an EU student your EHIC should cover basic emergency care here even without the travel insurance handy. just keep your discharge papers and any receipts, you can submit those to your travel insurer later for reimbursement if anything slips through the cracks
oh the billing system here can be confusing but honestly it's pretty slow. if you were at a public hospital like charité or vivantes they'll send the invoice to your home address in a few weeks, not to your hotel or anything. the key thing is your EHIC should cover most of it since you're an EU student, but double check it wasn't expired because they do check that retroactively. for the travel insurance part, just call them with the hospital's name and the date, they're used to people sorting this out after the fact, just don't wait too long because some policies have a 30 day window for claims
It's unlikely you'll get a massive bill immediately, especially since you're an EU citizen. German hospitals often bill later, sometimes directly, sometimes through your health insurance. Since they didn't ask for travel insurance details at the time, it's possible they've already processed it through the European Health Insurance Card (EHIC) system, check your card's validity; that's the crucial bit. Definitely contact your travel insurer ASAP with all your paperwork (accident report, etc.). They can help sort out any reimbursements. Worst case, you'll have a bill, and your insurance will handle the majority of it. Don't panic just yet.
